CoinGate Gift Cards vs CryptoRefills

Summary: CoinGate Gift Cards accepts over 70 cryptocurrencies with no crypto fee and lists over 6,000 brands, against the 50-plus coins and roughly 4,000 brands CryptoRefills cites. CryptoRefills reaches more countries, adopted low-fee networks early and books flights and hotels directly. The right one depends on whether you are buying a brand or booking a trip.

CoinGate Gift Cards lists over 70 cryptocurrencies against the 50-plus CryptoRefills cites.
CoinGate Gift Cards states over 6,000 brands; CryptoRefills cites roughly 4,000.
CryptoRefills covers more countries and books travel directly rather than through cards.
Published figures for CryptoRefills vary by source, so treat any single number with caution.

Of the platforms that compete directly in this space, CryptoRefills is the one that has drifted furthest from being purely a gift card shop. That makes the comparison less about which catalogue is bigger and more about what you are actually trying to buy.

Two Different Expansion Paths

CryptoRefills was founded in 2018 and is based in Amsterdam. It started, like everyone here, selling gift cards and mobile top-ups for crypto. Where it went next was travel: it now sells flights and hotel bookings directly rather than only as gift cards for travel brands.

CoinGate Gift Cards went the other way, deepening the gift card catalogue and widening the list of accepted coins. Neither choice is wrong. They simply produce different products, and the comparison below is really about which expansion is useful to you.

Coin Support

CoinGate Gift Cards lists over 70 cryptocurrencies. When CryptoRefills announced its integration with KuCoin Pay in mid-2025, the figure quoted was support for more than 50 cryptocurrencies alongside 4,000-plus gift cards and mobile top-ups across 140-plus carriers.

Fifty coins covers the assets most people hold. The difference appears in the long tail: if your holding sits outside the top fifty, CoinGate Gift Cards may take it without an exchange step. For mainstream coins, both platforms work.

Catalogue Size

CoinGate Gift Cards markets over 6,000 brands. CryptoRefills figures vary considerably depending on where you look: its own joint announcement with KuCoin cites 4,000-plus gift cards, while third-party directories quote anywhere from 1,500 to 5,000 brands.

Because the figures vary so much, the fair reading is that CoinGate Gift Cards is ahead on its own published count, and that CryptoRefills numbers are best checked on its site rather than in a directory listing.

The count matters less than whether your specific brand is stocked. Niche categories like eyewear, somewhere such as MOOGLASSES, are worth searching for directly on both.

Country Coverage

CryptoRefills states availability in more than 150 countries and territories, while CoinGate Gift Cards serves 90-plus. If your country is outside CoinGate Gift Cards' coverage, CryptoRefills is the option that works.

Separately, where you buy is not the same as where a code works. Region restrictions attach to the card itself, so a broad-coverage platform does not make a US-only card redeemable in Europe.

Travel Booking

CryptoRefills sells flights across hundreds of airlines and access to a very large hotel inventory, paid in crypto, as a booking rather than as a gift card. If your goal is to pay for a specific trip with crypto, that is a direct route that a gift card catalogue does not offer.

The gift card route has different uses. A hotel card from a specific operator such as Ocean Hotels can be bought now and used later, or given to someone else, which a booking cannot. For a specific flight on a specific date, a direct booking engine is the more straightforward option.

Networks and Fees

CryptoRefills has been early on payment networks, adopting Lightning early and being among the first to take Ethereum layer two payments through Polygon and Arbitrum, plus fast-finality chains. For buyers who want to pay over a cheap network rather than mainnet, that is a real plus.

It matters because the network you choose often costs more than anything the platform charges. How gas fees work explains why a mainnet transfer can add several dollars to a small purchase while a layer two adds almost nothing.

On the platform side, CoinGate Gift Cards charges no fee for paying in crypto, publishes an average processing time of around 63 seconds, and also accepts cards, Apple Pay, Google Pay and SEPA. On either site, compare the checkout total against the card's face value before paying.

Digital Goods Work on Both

For straightforward digital purchases there is little to choose between them. A one-off software licence from a vendor like TunePat is a fixed amount, delivered instantly, and both handle it.

Verification

The CoinGate Gift Cards terms state that verification may be required on purchases above 700 euros, depending on the payment method and processor. CryptoRefills does not publish a directly comparable threshold, and requirements on travel bookings in particular can differ from those on gift cards, since a named passenger is involved either way.

If minimal disclosure matters to you, check the current policy on whichever you choose rather than relying on a comparison article. What verification involves is worth knowing before it becomes a deciding factor.

Pros and Cons of Each Option

CryptoRefills

Pro: Available in more than 150 countries and territories.
Pro: Books flights and hotels directly with crypto.
Pro: Early support for Lightning, Polygon, Arbitrum and other low-fee networks.
Pro: Also sells mobile top-ups across 140-plus carriers.
Con: Supports around 50 cryptocurrencies.
Con: Catalogue figures vary widely by source, so brand availability needs checking.