What is the best way to buy and sell cryptocurrency?

There are several ways to buy or sell cryptocurrencies. For buying cryptocurrencies with a bank account, we recommend signing up with CoinGate, where you can purchase cryptocurrencies with a few clicks, which are then sent to any provided wallet. For buying digital assets with a credit card, Simplex is a great option that offers a large variety of choices. CoinGate is also suitable for selling cryptocurrencies, especially for people that want to receive fiat currency straight to the bank account.

How do you buy and sell cryptocurrency?

First, create an account at a cryptocurrency payment gateway CoinGate. Then, click either the “sell” or “buy” button, and follow the instructions.

Can you make money buying and selling cryptocurrency?

You can make money by selling cryptocurrencies during the bull market’s peak and buying cryptocurrencies during a bear market.

Does it cost to buy and sell crypto?

Every time you buy or sell cryptocurrency, you will have to pay a fee that varies greatly depending on your chosen method. Buying with a bank account usually costs way less than, for example, buying with a credit card.

MiCA-licensed in the EU

Your on-ramp and off-ramp for crypto

Buy or sell crypto as an individual. Deposit, convert, and withdraw as a business. One platform, fully licensed in the EU.

Create a business account Buy crypto

What is a crypto on-ramp and off-ramp?

An on-ramp is how you enter the crypto economy. You pay with fiat (EUR, USD, or other traditional currencies) and receive cryptocurrency in return. It is the bridge from your bank account or card to your first Bitcoin, Ethereum, or USDC.

An off-ramp works in the opposite direction. You sell your crypto and receive fiat back to your bank account. It is the exit from the crypto economy whenever you need it.

Both are essential. Without a reliable on-ramp, getting into crypto is a hassle. Without a working off-ramp, your assets stay locked in digital form with no clear path to spending them in the real world.

For businesses

Deposit, convert, and withdraw

With a verified business account, you get full access to deposit, conversion, and withdrawal features. No juggling between platforms.
No unnecessary friction.

Learn more

Deposit (on-ramp)

Fund your account with EUR via SEPA bank transfer, or deposit crypto directly from an external wallet. EUR / GBP / USD deposits settle quickly. Crypto deposits are free.

Convert (dashboard)

Move between EUR and crypto with the built-in converter. Convert received payments into EUR, or buy crypto with your EUR balance. Rates are transparent and conversion is instant.

Withdraw (off-ramp)

Send EUR to your business bank account via SEPA, or withdraw crypto to any external wallet. Clear fee breakdowns before every transaction.

For individuals

Buy and sell crypto instantly

Whether you want to get into crypto for the first time or cash out after a good run, we make it straightforward.

Buy crypto Sell crypto

Buy crypto (on-ramp)

Sell crypto (off-ramp)

Choose your crypto

Pick from 130+ crypto assets, including BTC, ETH, USDT, USDC, SOL, and LTC. Enter the amount you want to buy.

Enter wallet address

Provide the wallet address where you want to receive your crypto. Make sure it matches the selected network.

Pay with your card

Complete the purchase with a Visa or Mastercard credit or debit card. All fees and conditions are shown before confirmation.

Receive your crypto

After payment confirmation, the crypto is sent to your wallet. Most credit card transactions complete within minutes.

Choose your crypto

Pick the coin you want to sell and enter the amount. We support Bitcoin, Ethereum, Solana, and dozens of other popular assets.

Select your payout method

Choose how you want to receive your cash. Payouts are delivered to your Visa or Mastercard, depending on your region.

Complete verification

If required, verify your identity through our payment partner. This may include a government-issued ID, depending on your location and the sale amount.

Send crypto and receive cash

Send your crypto to the provided wallet address. Once confirmed on the blockchain, your payout is processed and delivered to your card.

Why CoinGate

Built for trust and compliance

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MiCA and PI licensed

We hold a MiCA license and a Payment Institution license in the EU. Your funds are protected under the same regulatory framework used by traditional financial institutions.

history

Operating since 2014

Over a decade in crypto. We’ve processed more than 7 million payments and built reliable infrastructure designed to support long-term growth and scale.

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Transparent fees

No hidden charges. You see the exact fee before every conversion and withdrawal, while crypto deposits remain free of charge.

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Fast processing

Individual KYC takes minutes. SEPA transfers settle quickly, and crypto transactions are processed on-chain in real time across supported networks.

Available networks and currencies

Explore the full list of digital currencies and blockchain networks you can use for payments with CoinGate.

Accepted by merchants

Settlements

Crypto Payouts & Withdrawals

Deposits

Ethereum Binance Smart Chain Arbitrum Base Optimism

Ethereum Binance Smart Chain

Ethereum Binance Smart Chain Solana Polygon Arbitrum Base Optimism

Solana

Networks:

Solana

Crypto on-ramp and off-ramp explained

Frequently asked questions (FAQ)

What is the best way to buy crypto?

The most cost-effective way is through CoinGate’s currency converter. Just deposit your funds, convert to the crypto of your choice, and withdraw to a personal wallet or bank account (depending on the asset).

Where can I learn more about depositing, swapping, and withdrawing?

Check out our detailed step-by-step guide here.

Is identity verification required?

Yes, passing our KYC process is mandatory. It only takes a few minutes and is done once. Learn more.

What are the fees for CoinGate services?

See detailed pricing for each service on this page.