MiCA-licensed in the EU

Crypto and stablecoin payment gateway for global businesses

  • Accept BTC, USDC, and 10+ crypto assets globally
  • Send crypto payouts and stablecoins with FX conversion
  • Deposit, hold, convert, withdraw with full traceability
Powering 500+ global platforms, marketplaces, and fintechs

The all-in-one crypto payment platform built to help you grow

Accept and convert crypto to fiat

Accept BTC, USDC, and more globally. Settle directly into EUR, USD, or stablecoins to eliminate volatility and stabilize your cash flow.

Pay anyone, anywhere, in any asset

Scale your reach with borderless payouts. Send funds in your preferred currency and let our payment gateway handle the conversion.

Easy multi-asset accounting

Simplify your back office. Manage all crypto and fiat balances in one place with account statements and structured CSV exports.

A regulated solution
that checks all the boxes

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Meet the EU regulatory standards

CoinGate operates as a MiCA-licensed crypto service payment provider and follows strict AML and KYC requirements. We apply best-practice security controls to protect funds, data, and transaction flows across the platform.

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Stay compliant and audit-ready

Track every transaction across orders, balances, withdrawals, and payouts. Export detailed account statements and CSV reports with custom filters for dates, currencies, and statuses. Keep your accounting clean and your tax reporting simple.

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Streamline your operations

Manage access with role-based permissions, maintain a clear audit trail, and separate operational flows for payments, payouts, and treasury. Everything is designed for predictable, controlled crypto operations at any scale.

Capable crypto tools for fast-scaling companies

Refunds

We’ve made the process of refunding purchases in digital assets possible, making one of the biggest crypto drawbacks obsolete.

Refunds
Account permissions

Create a work infrastructure for your team and strengthen security by inviting members of your team to manage different operations.

Account permissions
Real-time settlements

Settling the incoming crypto payments into stablecoins or EUR will eliminate risks related to price volatility from the equation.

Real-time settlements
Reporting and reconciliation

Use comprehensive tools to filter, export, and manage crypto transaction data for accounting, audits, and financial reporting.

Reporting and reconciliation

How our crypto payment gateway handles transactions

crypto checkout
1

Checkout

A customer lands on a detailed invoice to pay.

crypto payment
2

Payment

Your customer pays with any currency at a fixed exchange rate.

settlements from crypto to eur
3

Settlement

Our system converts the incoming funds into your preferred currency.

withdraw crypto
4

Withdrawal

We disburse funds to your bank account or crypto wallet.

deposit crypto
1

Deposit funds

Top up your CoinGate account balance in crypto or fiat and prepare funds for payouts.

add crypto recipient
2

Add the recipient

Enter the destination wallet address or select a saved payout contact.

crypto payout details
3

Set payout details

Choose the payout asset, enter the amount, and review the transaction details.

confirm and send crypto
4

Confirm and send

Approve the payout and the funds are sent to the recipient’s wallet.

select crypto balance
1

Select your balance

Top up your account or choose the existing balance to convert.

target currency
2

Choose the target currency

Pick the fiat or crypto currency you want to convert your funds into.

convert crypto via api or manually
3

Convert manually or via API

Execute the conversion manually from the dashboard or automate it.

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4

Use the converted funds

Withdraw the funds or send them as crypto payouts.

Run crypto operations your way

Automated workflows or manual control? It’s your call how to manage payments, payouts, and balances.

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API integration

Integrate CoinGate payment gateway into your systems to handle payments, payouts, billing, and balance management at scale. Reduce manual work and scale operations reliably.

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No-code dashboard

Manage crypto payments, send invoices, execute payouts, and track balances directly from your dashboard. Ideal for businesses that want flexibility without coding overhead.

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E-commerce plugins

Add crypto payments to your store with ready-made plugins for WooCommerce, WHMCS, and more. Get started quickly without custom builds.

Learn how companies succeed with crypto payments

Discover how NordVPN leverages crypto payments

Discover how NordVPN leverages crypto payments

Check out how Eldorado.gg implemented crypto payments

Check out how Eldorado.gg implemented crypto payments

See how MoreMins grew transaction volume with crypto payments

See how MoreMins grew transaction volume with crypto payments

How Thunderproxy reached 75% crypto sales

How Thunderproxy reached 75% crypto sales

Coinzilla’s story to automating global crypto payouts

Coinzilla’s story to automating global crypto payouts

176 countries

NordVPN accepts crypto payments from customers across the globe.

13% annual growth

Crypto transactions have grown by an average of 13% year over year.

Greater accessibility

Crypto payments have helped make NordVPN’s services more accessible worldwide.

3% of total sales

Eldorado reports that crypto payments account for 3% of their overall revenue.

Fast integration

Crypto payment system was fully integrated in under a week, with no technical issues.

Reduced volatility

CoinGate’s solution helped Eldorado effectively mitigate FX exposure.

10% of payments in crypto

One in ten purchases on MoreMins is completed using cryptocurrency.

Crypto payments doubling

Each year, crypto transaction volume on MoreMins continues to grow.

Marketing-driven growth

CoinGate drives thousands of paying customers to MoreMins every year.

75% of all transactions

Crypto became the dominant payment method within months of launch.

Global customer reach

Crypto removed payment barriers and unlocked international demand.

Higher repeat purchases

Crypto users showed stronger retention and more frequent transactions.

180+ countries

Coinzilla operates globally, handling advertiser deposits and publisher payouts across international markets.

1B+ monthly impressions

High-volume platform requiring fast, reliable payment infrastructure at scale.

Fully automated payments

Deposits and payouts now run without manual work, reducing delays and operational overhead.

Coinzilla
“CoinGate’s solution has made a night-and-day difference for us. Crypto payments used to be a source of stress – now it’s one of our strong points.”

Luta Cosmin Head of Publisher Department, Coinzilla

Need some help?

Frequently asked questions (FAQ)

What is a crypto payment gateway?

A crypto payment gateway is a payment processing service that lets businesses accept crypto payments online. It handles payment processing, confirmations, exchange rates, and settlements so merchants can accept crypto as easily as card or bank payments.

What are the advantages of using cryptocurrency for online payments?

Crypto payments offer lower fees, no chargebacks, fast real-time global settlements, and access to customers who prefer paying with digital assets. They also enable borderless payment processing for cross-border transactions.

How do crypto payments work?

The customer sends crypto to a payment address generated at checkout. The transaction is confirmed on the blockchain, and the crypto payment gateway notifies the merchant once the payment is complete. Funds can then be settled in crypto or converted to fiat or stablecoins. Here’s a guide on how to pay a CoinGate invoice.

What is the difference between a crypto payment gateway and a crypto wallet?

A crypto wallet stores and sends digital assets. A crypto payment gateway processes customer payments, tracks confirmations, manages exchange rates, and provides settlement, reporting, and compliance tools for businesses.

How can I integrate CoinGate’s payment gateway into my existing e-commerce website?

You can integrate our crypto payment gateway using ready-made plugins (WooCommerce, Magento 2, PrestaShop, OpenCart, and more), payment links, or our API for custom integrations. The payment platform adapts to your business whether you need a no-code setup or full API control.

How do crypto payouts work on CoinGate?

You can save payout addresses for recipients in your address book and send crypto payouts from your CoinGate balance. Payouts can be executed manually, via CSV upload, or through the payouts API. FX payouts let you convert one crypto asset into another at payout time.

How do I withdraw my funds from CoinGate?

You can withdraw crypto to your own wallet address or withdraw EUR to your own bank account. Withdrawals are used to move your own funds out of CoinGate. EUR withdrawals are supported, but EUR payouts to third parties are not.

How long does the verification process usually take on CoinGate, and what factors can influence this duration?

Verification typically takes from a few hours to a few business days. Timing depends on your business type, country, submitted documents, and regulatory requirements such as AML and KYC checks. 

Where can I get hands-on experience of CoinGate’s crypto payment solution?

You can try CoinGate’s payment flow in our demo page, which lets you see how invoices and checkout work from a customer’s perspective. For deeper testing, you can also create a sandbox account to explore all features and integrations in a test environment before going live.

Where can I see the currencies that CoinGate allows to accept for payment?

You can view the full, up-to-date list of supported cryptocurrencies for each service (payment acceptance, settlements, payouts, withdrawals and deposits) here.

How can I determine if it’s legal for my business to accept cryptocurrencies via CoinGate based on my country’s regulations?

You should check your local regulations or consult a legal advisor. CoinGate operates under MiCA licensing in the EU and applies AML/KYC compliance standards, but legal requirements can vary by country and business type.

What companies accept crypto payments?

Thousands of businesses worldwide accept crypto payments, including e-commerce stores, SaaS platforms, hosting providers, proxies, VPN services, gaming companies, and travel brands. CoinGate supports merchants across multiple industries and regions.