USDC on 5 blockchain networks
We support USDC on every major network your customers use. They choose the network at checkout. You receive the same settlement regardless.
| Network | Confirmation | Typical fee | Best for |
|---|---|---|---|
| Ethereum | ~15 seconds | $1–5 | High-value transactions |
| Polygon | ~5 seconds | <$0.01 | Everyday payments, highest USDC volume |
| Base | ~2 seconds | <$0.01 | Cost-sensitive payments |
| Solana | ~5 seconds | <$0.01 | Speed-first transactions |
| Binance Smart Chain | ~3 seconds | $0.05–0.10 | Binance ecosystem users |
70%
USDC share of all stablecoin transfers
20x
Transaction volume growth in 18 months
1,264%
USDC payment growth at CoinGate
$5.3T
USDC volume on Base, Jan 2026
$6B
Monthly stablecoin B2B payments
How USDC payments work
Your customer pays in USDC. You receive fiat. Four steps, fully automated.
Customer selects crypto at checkout
On your checkout page, the customer picks “Pay with Crypto” and selects USDC. They can connect via WalletConnect, Binance Pay, or scan a QR code with any compatible wallet.
Customer picks a network and sends USDC
The payment page shows all supported networks with real-time fee estimates. Your customer chooses the network that works best. Low-value purchases often go through Polygon or Base. Larger transactions may use Ethereum.
CoinGate confirms the transaction
We detect the payment on-chain, lock the exchange rate, and confirm the transaction. Confirmation times range from 2 seconds on Base to about 15 seconds on Ethereum.
You receive your settlement
Choose how to settle: auto-convert to EUR and withdraw to your bank via SEPA, hold as USDC in your CoinGate balance, or split between both. Same-day settlement available.
Have a question about USDC?
Frequently asked questions (FAQ)
What is USD Coin?
USD Coin (USDC) is a stablecoin, a type of cryptocurrency designed to have a stable value pegged to the US dollar. It operates on various blockchain networks and offers the benefits of digital currency while minimizing the risks of volatility typically associated with cryptocurrencies.
Why accept USD Coin for payments?
Receiving payment in USD Coin (USDC) offers the advantage of stability, as its value is consistently pegged to the US dollar. It also provides the benefits of fast, secure transactions, making it ideal for international payments and digital commerce.
What exactly is USD Coin payment gateway?
The USD Coin (USDC) payment network refers to the blockchain infrastructure on which USDC operates. This network facilitates digital transactions, providing a stable medium of exchange that can be used for payments, trading, and decentralized finance (DeFi).
What companies accept USD Coin for payments?
A wide range of companies, especially those operating in the tech, online services, and e-commerce sectors, now accept USD Coin (USDC) as a method of payment. This includes online retailers who appreciate USDC’s stable value against the US dollar, making it an attractive option for managing transactional price stability. Payment processors and various digital platforms utilize USDC to take advantage of its efficiency in processing transactions swiftly and securely. The adoption of USDC by these businesses reflects its growing reputation as a reliable and stable digital currency suited for both domestic and international transactions.
How safe are payments made on the USD Coin network?
Payments made with USD Coin (USDC) are highly secure, thanks to the underlying blockchain technology that facilitates transparency and robust protection against fraud. The blockchain’s immutable ledger ensures that every transaction is permanently recorded and openly verifiable, which significantly reduces the possibility of tampering and fraudulent activities.For added security, it is recommended that users transact using reputable digital wallets known for their strong security features. These wallets often include advanced encryption, two-factor authentication, and regular updates to safeguard your assets.
What business benefits most of USD Coin payments?
Businesses in international trade, digital commerce, retail, and online services find significant advantages in using USD Coin (USDC) due to its stability and efficiency. Being pegged to the US dollar, USDC offers predictable pricing, avoiding the volatility typical of other cryptocurrencies. This stability is particularly valuable for companies dealing across borders, where currency fluctuation can impact costs. Additionally, USDC transactions are processed swiftly and securely, which is ideal for businesses that require fast and reliable payment processing to enhance customer satisfaction and improve cash flow.
Is accepting USDC payments legal?
Accepting USD Coin (USDC) is legal in many countries, though regulations vary. Businesses should review local laws and compliance requirements before accepting USDC payments to ensure legality and regulatory adherence.
Can my company accept USD Coin payments?
Yes, your company can accept USD Coin (USDC) by integrating with cryptocurrency payment gateways or platforms that specifically support USDC transactions. This setup allows for secure and efficient digital payments, leveraging blockchain technology to ensure both speed and security. These platforms facilitate the entire payment process, from transaction verification to final settlement, providing a streamlined experience for both your business and your customers. Integrating USDC as a payment option can enhance your company’s capability to conduct transactions globally without the typical delays or fees associated with traditional banking.
How to get paid in USD Coin?
Receiving payments in USD Coin (USDC) is straightforward and can be achieved through two main methods. Firstly, individuals or businesses can provide their USDC wallet address to those who wish to make a payment. This direct method allows for immediate and secure transfer of funds into the designated wallet.Alternatively, utilizing a payment gateway that supports USDC can offer additional benefits. These gateways facilitate the entire payment process, ensuring transactions are not only quick but also secure. They handle the technical aspects of the transaction, provide additional security features, and often offer tools for tracking and managing payments.
Can I pay with USD Coin?
Yes, you can use USD Coin (USDC) to make payments, particularly with merchants in the technology and digital sectors. USDC is favored by these businesses for its stable value, which is pegged to the US dollar, ensuring that it doesn’t suffer from the volatility common to many other cryptocurrencies.Additionally, USDC transactions are processed quickly, allowing for efficient and timely completion of purchases. This combination of stability and speed makes USDC a highly attractive payment option for anyone looking to conduct secure and reliable transactions online.
How to accept USD Coin donations?
Organizations or individuals looking to accept donations in USD Coin (USDC) can do so by simply providing their USDC wallet address to donors. This direct method ensures that funds are transferred securely and swiftly into their wallet, allowing immediate access to the donations.Alternatively, integrating with donation platforms that support USDC can enhance the donation process. These platforms offer robust security features to protect transactions and provide a user-friendly interface that can simplify the donation process for supporters.