MiCA-licensed in the EU

Digital asset custody for businesses that actually use crypto

Hold crypto and fiat balances in one regulated account
Convert to EUR and send crypto payouts to any wallet
Track every transaction with audit-ready exports

Create a business account

Digital asset custody for businesses that actually use crypto

Most custody solutions stop at storage

Traditional digital asset custody was built for one thing: keeping crypto locked away. For businesses that receive crypto daily, a vault that sits between revenue and operations creates friction, not working capital.

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Built only to store

Deposit, store, withdraw. That is the full cycle. Nothing happens between receiving funds and moving them out.

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Slow to move

Manual withdrawal requests and approval queues stand between your balances and the moment you actually need the funds.

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Fragmented tooling

No built-in conversion to fiat, and separate tools for payouts, accounting, and reporting that never quite line up.

What is digital asset custody?

Digital asset custody is the safekeeping and management of cryptocurrency holdings on behalf of a business. At its core, someone is responsible for securing the private keys that control access to your assets. Not all custody looks the same.

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Self-custody

You hold your own private keys. Full control, full responsibility. If you lose access, nobody can recover it for you. Common among individual holders and technical teams.

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Third-party custody

A regulated provider manages the keys for you. Cold storage vaults, multi-signature wallets, key management protocols. The traditional model, built for funds and institutions holding large positions long-term.

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Operational custody

Secure storage plus the tools to actively manage your assets. Hold, convert, pay out, and report from one regulated platform. Built for businesses that use crypto as working capital.

What you can do with your assets on CoinGate

Four capabilities that turn custody into active treasury management.

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Hold crypto and fiat in one place

Maintain balances in BTC, ETH, LTC, USDC, SOL, and EURfrom a single dashboard. No forced conversions. You decide what stays in crypto, what moves to fiat, and when.

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Convert between crypto and fiat instantly

Swap crypto to EUR or between supported assets on your terms. Choose instant settlement to fiat on every payment, or a hybrid approach that converts part and holds the rest.

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Send payouts globally

Pay suppliers, affiliates, or partners in crypto. Funds move directly to their wallets worldwide, without SWIFT delays or intermediary fees.

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Full traceability and reporting

Every deposit, conversion, and payout is logged. Download account statements, pull transaction history, and export audit-ready reports. Multi-asset accounting from one place.

How digital asset custody works on CoinGate

Deposit

Receive crypto from customers, partners, or external wallets. Deposits arrive into your CoinGate business account automatically.

Manage

Hold balances, swap between assets, and set settlement preferences. Automate conversions or handle them manually. Your call.

Move

Withdraw EUR to your bank, send crypto payouts to any wallet, or keep funds for future use. No withdrawal queues or manual approvals.

Report

Download statements. Reconcile with your books. Stay audit-ready. Every movement is traceable and exportable.

Regulated, licensed, built for compliance

We operate under two EU regulatory frameworks. Both crypto and fiat are handled under the same roof, with the same compliance standards.

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MiCA licensed

One of the first crypto service providers authorized under the EU’s Markets in Crypto-Assets regulation.

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Payment Institution

A PI license authorizes us to handle fiat settlements and payouts across the EU. Crypto and fiat, one platform.

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10+ years operating

Founded in 2014. Over a decade of processing crypto payments, through every market cycle.

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KYC/AML built in

Customer screening and compliance tooling integrated at every level. Not bolted on as an afterthought.

Built for businesses that work with crypto daily

Different business models, same underlying need: a place where crypto does not just sit. It moves.

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You accept crypto at checkout

Those payments need somewhere to go. Hold them in crypto, convert to EUR for payroll, or keep USDC for flexibility. The settlement strategy should match your cash flow, not the other way around.

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Revenue flows in continuously

Subscriptions, one-time purchases, API-driven billing. Crypto comes in around the clock. Automated settlement keeps the treasury running without anyone touching it manually.

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Affiliates, suppliers, contractors

When your partners are spread across the world, traditional banking rails are slow and expensive. Send payouts in the recipient’s preferred crypto, direct to their wallet, on any supported network.

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Not ready to hold volatile assets yet

Start with 100% fiat conversion on every incoming payment. Zero exposure to price swings. When you are ready to hold or diversify, shift to a hybrid strategy. The tools are already in place.

Operational custody vs. cold storage

These are different tools for different problems. If you are a fund holding crypto for five years, you need a vault. If you are a business processing payments and managing working capital, you need an operational platform.

	Traditional custody	CoinGate operational custody
Primary function	Long-term storage	Active treasury management
Asset movement	Manual requests	Instant via dashboard or API
Fiat conversion	External platform	Built-in conversion
Crypto payouts	Not typically included	Any wallet, 5+ networks
Accounting & reports	Separate tools	Integrated, export-ready
Target user	Funds, institutions	Operating businesses
Minimum deposits	Often high minimums	No minimums
EU regulation	Varies by provider	MiCA + PI licensed

Trusted by businesses processing millions in crypto

Industries where crypto makes up 30–75% of payment volume, such as VPN, proxy, and hosting, rely on CoinGate to receive, hold, convert, and move crypto at scale.

7M+

Processed monthly volume

500+

Businesses using CoinGate

10+

Years in operation

MiCA + PI

Licensed in the EU

Frequently asked questions (FAQ)

What is digital asset custody?

Digital asset custody is the secure storage and management of cryptocurrency holdings, typically involving safeguarding the private keys that control access to those assets. It ranges from self-custody (you hold your own keys) to third-party custody (a regulated provider manages them for you). For businesses, custody increasingly includes operational capabilities like conversion, payouts, and reporting, not just safe storage.

How does CoinGate's differ from traditional custody providers?

Traditional custody providers focus on long-term storage with multi-signature wallets and cold vaults, typically for institutional investors. CoinGate provides operational custody, where businesses can hold, convert, pay out, and track assets in real time. It is designed for companies that use crypto as working capital, not companies holding it as a long-term investment.

What cryptocurrencies can I hold on CoinGate?

You can hold balances in BTC, ETH, LTC, USDC, SOL, and other supported cryptocurrencies, along with EUR fiat. Your dashboard gives you a consolidated view across all assets. You can hold, convert between them, or withdraw at any time.

Is CoinGate regulated for digital asset custody?

Yes. CoinGate holds a MiCA license under the EU’s Markets in Crypto-Assets regulation and a Payment Institution (PI) license for fiat operations. Both crypto and fiat are handled under the same regulatory framework, from the same EU-based platform. We have been operational since 2014.

Can I convert crypto to fiat directly on the platform?

Yes. You can convert crypto to EUR instantly, either manually or through automated settlement rules. You can also choose a hybrid strategy: convert a percentage to fiat while holding the rest in crypto or stablecoins. There is no need for external exchanges or third-party conversion services.

Does CoinGate support crypto payouts?

Yes. You can send crypto payouts to any wallet across multiple blockchain networks, including Ethereum, Solana, Base, Polygon, and Binance Smart Chain. Payouts go directly to the recipient’s wallet. This is used by businesses paying affiliates, contractors, and suppliers without relying on traditional banking rails.

Do I need large deposits to use CoinGate's treasury features?

No. There are no minimum deposit requirements. Every business account has access to the same treasury capabilities: hold, convert, pay out, and report. For high-volume businesses, we offer Enterprise plans with custom rates and priority processing through our sales team.