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We’re launching soon. Join the waitlist for early access.

Dedicated payment channels for your clients

One blockchain address per client. Unlimited deposits. No more
one-time invoices.

CoinGate payment channels will provide your clients with dedicated crypto deposit addresses they can send assets to at any time. Every deposit is detected, attributed, and settled automatically.

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Dedicated payment channels for your clients
Trusted by businesses since 2014. Over 7 million payments processed.

There’s a better way to handle
recurring deposits

When businesses process thousands of deposits from the same
clients, it can create real operational overhead.

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Repetitive workflows

A new invoice and address for every deposit, even from the same client.

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Reconciliation complexity

Each deposit lands on a different address, making client attribution manual.

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Endless deposit friction

Addresses expire, clients send to old ones, support tickets pile up.

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Audit trail fragmentation

Hundreds of one-time addresses per client instead of one clean record.

Solution – payment channels.
Here’s how they work

One address per client. Unlimited deposits. Automatic attribution and settlement.

Assign
1

Assign

Create a dedicated deposit address for your client. Each client will get a unique, permanently assigned blockchain deposit address. Set it up via API or from the dashboard.

Deposit
2

Deposit

Your client sends crypto to their assigned address whenever they need to. No invoice required. No new address. No expiration. They save it once and use it indefinitely.

Detect and settle
3

Detect and settle

Our system detects every incoming deposit, attributes it to the correct client, and notifies your system via API. Settle in crypto or auto-convert to EUR, USD or GBP.

What payment channels change for
your business

Join waitlist
schedule

Dedicated

Each client gets one deposit address that stays active indefinitely. No more generating, communicating, and managing one-time addresses for every transaction.

settings

Automated

Deposits are detected and attributed to the correct client automatically. Webhook notifications hit your system in real time. No manual reconciliation.

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Compliant

Every deposit runs through AML screening and transaction monitoring. Travel Rule data collection is built in. Full audit trail per client, per deposit, generated automatically.

layers

Full-stack

Payment channels are part of the CoinGate platform. Payments, payouts, treasury, and deposit channels under one integration, one dashboard, one vendor.

Built for businesses relying on
recurring deposits

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Ad networks

Advertisers top up campaign balances on their own schedule. Give each advertiser a dedicated deposit address. They fund their account anytime, and the balance update is automatic.

storefront

Marketplaces

Multiple participants depositing funds on your platform. Addresses per participant means every deposit is automatically attributed. No more stitching together hundreds of one-time addresses.

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SaaS, hosting, and proxy services

Clients who top up account balances frequently. Let them deposit on their own terms, without a checkout flow every time. Save the address once, deposit whenever it is convenient.

MiCA-licensed in the EU 

Built on regulated infrastructure

CoinGate holds a MiCA license and Payment Institution authorization in the EU. Your clients deposit crypto to an address you assigned to them while we handle the compliance layer. You stay in control of the client relationship at all times.

  • AML screening on every deposit

  • Travel Rule compliance built into the deposit flow

  • Full audit trail per client, per channel, exportable anytime

  • Merchant-centric model where your clients don’t interact with CoinGate or create accounts

API-first by design

For developers

Payment channels will be API-first. Creating a channel, receiving deposit notifications, and managing settlements will all be available through a clean REST API.

Expect a single API call to create a channel, webhook-based deposit notifications with full transaction details, and straightforward settlement configuration.

Full API documentation will be published at launch. Join the waitlist to get early access to the developer preview.

Payment channels

Join waitlist

Submit your details and our team will reach out to walk you through payment channels – our solution for managing crypto deposit flows at scale.

  • Early access to payment channels

  • A direct line to your account manager

  • Fixed, transparent pricing

  • Hands-on onboarding support





    Frequently asked questions (FAQ)

    What is a payment channel?

    A payment channel is a persistent blockchain deposit address that you assign to one of your clients. They deposit crypto to that address whenever they want, and every deposit is automatically detected, attributed, and settled.

    Do my clients need a CoinGate account?

    No. Payment channels are merchant infrastructure. Your clients deposit crypto to an address you’ve assigned to them. They don’t interact with CoinGate and don’t create accounts.

    How is this different from a regular crypto payment?

    A regular crypto payment generates a new, one-time address for each invoice. A payment channel gives your client one address that stays active indefinitely. They deposit to it as many times as they need without requesting a new address.

    Which blockchains are supported?

    We’ll announce the full list of supported chains and currencies at launch. Join the waitlist to be the first to know.

    Can I settle deposits in fiat?

    Yes. You can choose to receive deposits in the original crypto or have them auto-converted to EUR or USD at the time of settlement.

    Is this compliant with EU regulations?

    CoinGate holds a MiCA license and Payment Institution authorization in the EU. Every deposit through a payment channel runs through AML screening, with Travel Rule compliance and full audit trails built in.

    How does pricing work?

    Pricing details will be shared at launch. Join the waitlist or contact sales to discuss your specific needs.

    What should the best crypto payment gateway offer for recurring deposits?

    At minimum: persistent deposit addresses per client, automatic deposit detection and attribution, fiat settlement options, AML screening on every transaction, Travel Rule compliance, and a full audit trail. Any provider that requires a new invoice for each deposit is not built for recurring deposit workflows.