Stablecoin and crypto payment services for your business clients

Let your clients accept crypto payments, send payouts, convert crypto to euros and hold digital assets through your platform, powered by CoinGate’s regulated infrastructure.

Book a partnership call

Since 2014

In crypto payments

MiCA + PSD2

Licenses in the EU

180+

Countries served

DORA

Compliant

Four capabilities, one integration

Enable your business clients to access stablecoin and crypto payment services through your platform, provided under our licence.

Accept crypto payments

Your clients’ customers pay in USDC, BTC and other supported cryptocurrencies through our hosted checkout. Payments are automatically converted to euros, with funds settled on T+1.

Send crypto payouts

Your clients can send individual or batch crypto payouts, with an option of four-eyes approval. They can either enter all beneficiary details themselves or, for individual payouts, send a link that allows the beneficiary to enter their own details. Each transfer includes wallet screening and Travel Rule data.

Convert between crypto and euros

Your clients can convert their own crypto into euros and receive the funds in their existing account with you. They can also buy crypto using the euro balance already held in that account.

Hold a balance in custody

Your clients can hold crypto in individually segregated balances under CoinGate’s MiCA custody authorisation, rather than converting it immediately. They can use these balances later for payouts or refunds.

Built for regulated institutions in the EEA

Your institution must be regulated in the EEA and serve business clients. The crypto services relevant to your business depend on your institution type and your clients’ needs.

Payment service providers and gateways

Your clients can offer crypto payments alongside cards and bank transfers. Customers are redirected to complete the payment, just as they are with iDEAL and BLIK. Payments are automatically converted to euros, with funds settled on T+1. Crypto payments are final, so there is no chargeback exposure to reserve funds against.

Payment service providers and gateways
Electronic money institutions and business accounts

Help business clients who receive stablecoins convert them into euros and receive the funds in their existing account with you. They can also hold crypto in CoinGate custody and convert it later, or use their crypto balance to pay suppliers. This gives clients a way to manage both their fiat and crypto treasuries in one place.

Electronic money institutions and business accounts
Banks and credit institutions

Enable business clients to pay suppliers and contractors in stablecoins using balances held in CoinGate custody. Payments go to registered beneficiaries and require approval by two authorised users. Your institution receives a documented payment flow and works with a named, regulated crypto service provider, while your systems do not hold or transfer crypto-assets.

Banks and credit institutions
Banking-as-a-service platforms

Add crypto payments, payouts, conversion and custody to your existing platform as modules under your brand, with CoinGate identified as the service provider. Clients can access these services through your platform without registering separately or managing their own crypto wallets.

Banking-as-a-service platforms

How it works

1

You embed crypto into your platform

The crypto modules sit inside your dashboard, in your branding, with CoinGate named as the provider. Your core stays untouched and you obtain no crypto authorisation.

2

Clients onboard with your KYB

You pass us the KYB information you already collected. We prefill the verification, your client completes the gaps, and we approve them. Nobody is verified twice.

3

Clients use crypto in your platform

They accept crypto, pay out, convert to euros and hold a balance without leaving your platform, and the euros settle to the account they hold with you.

Book a partnership call

Tell us about your institution, and our partnerships team will contact you to arrange a call.






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    Do you have a question about financial institutions?

    Frequently asked questions

    Need more details for your compliance or risk team? We have a dedicated briefing available on request. Ask our partnerships team during your first call.

    Do we need a crypto licence?

    No. CoinGate holds the crypto-asset service provider authorisation and provides the crypto services to your client. Each side’s responsibilities are set out in the agreements before anything goes live.

    Who holds the client relationship?

    You do. The client keeps their account and their fiat with you, and you stay their point of contact. CoinGate contracts with them for the crypto services only.

    Do our clients have to be verified all over again?

    No. Most of what we need comes from the due diligence you already hold, so the client is asked for very little. We add our own crypto-specific checks and monitoring on top.

    Whose brand does the client see?

    Yours, alongside ours. The experience carries your branding and your copy, and CoinGate is named as the provider of the crypto services. That disclosure is fixed. It is what keeps the licensing requirement on our side.

    Which stablecoins and assets do you support?

    The major euro and dollar stablecoins alongside the established cryptocurrencies. Clients settle to fiat by default. Where holding the stablecoin suits them better, that is a setting rather than a different integration.

    Can we start with one product?

    Yes, and most partners do. Start with whatever your clients ask for most, and agree up front what opens next and when.

    How long does it take?

    It depends on the products in the first phase and your own approval process. We will give you a realistic timeline on the first call rather than a number that fits every partner.