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Accept XRP payments

Get paid in XRP or other cryptocurrencies with a flexible and multi-functional crypto payment processor for e-commerce websites.

  • Payouts to a bank account
  • Industry-leading refund system
  • 70+ cryptocurrencies to accept
  • Only 1% processing fee
  • Lots of tools to use: API, plugins, billing, PoS & more
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We are CoinGate

One of the best cryptocurrency payment gateways out there

Start accepting XRP with a powerful API, e-commerce plugins, email billing, and other solutions for collecting payments. Enjoy the benefits of converting funds to a local fiat currency.
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Place your product or service description here with all the necessary information for your customers.

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20 EUR
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Collect XRP, receive fiat

Adjust withdrawals to your liking:

Convert XRP to fiat. XRP payments can be exchanged to EUR or GBP and sent to your bank account.

Settle XRP to another crypto. If you want payouts in BTC or other coins when you get XRP, simply change your payout settings.

Keep XRP. When paid in XRP, you can request a withdrawal in XRP to your wallet.

Developer friendly platform

From one-click setup to personalized solutions

CoinGate payment solutions are tailored for each and every type of business. Install a simple plugin within minutes, send bills manually, or use a programmable API for building custom-made integrations with our payment gateway - whatever suits your needs the best.
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Test our payment tools in a safe environment.

Test in Sandbox
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Learn about plugins, billing, and other processing solutions.

View all integration methods
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Code libraries

Get familiar with CoinGate’s API and its vast capabilities.

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Happy customers and partners

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Aspects of CoinGate that we value: simple and functional dashboard, ease of currency conversion, wide coverage of crypto, great customer support.

Laurynas Zabulis, Head of Finance

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CoinGate provides both a wide selection of cryptocurrencies and a seamless payment workflow that allows the user to complete transactions seamlessly. And all of this is delivered with a flawless user interface

Gediminas Griska, Head of Payments

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With the help of CoinGate we have increased our conversion rates and attracted more customers who value privacy and prefer crypto payments.

Vaidas Rutkauskas, CEO


How to accept XRP?

Step 1

Create a business account at CoinGate

Step 2

Pass the verification process

Step 3

Select and enable a preferred payment integration method

Step 4

Provide your XRP wallet or other payout (withdrawal) address

Step 5

Collect XRP and other crypto payments automatically

Create an account
Accept VeChain (VET) PaymentsAccept Internet Computer (ICP) paymentsAccept Binance coin (BNB) PaymentsAccept Polkadot (DOT) PaymentsAccept Solana (SOL) paymentsAccept Ripple (XRP) paymentsAccept Wrapped Bitcoin (WBTC) paymentsAccept Chainlink (LINK) paymentsAccept Shiba Inu (SHIB) paymentsAccept Ethereum (ETH) PaymentsAccept NANO paymentsAccept Litecoin (LTC) paymentsAccept Bitcoin (BTC) paymentsAccept TRON (TRX) paymentsAccept Bitcoin Cash (BCH) paymentsAccept Dogecoin (DOGE) paymentsAccept UniSwap (UNI) paymentsAccept Cardano (ADA) paymentsAccept Ethereum Classic (ETC) paymentsAccept Stellar (XLM) paymentsAccept Theta paymentsAccept Polygon (MATIC) paymentsAccept Tether (USDT) payments

The more the merrier

Accept more than just XRP payments

Besides XRP, our payment solution also allows accepting other cryptocurrencies like Bitcoin, Ethereum, XRP, Cardano, and +70 other options.
Book a demo call

Want to learn more about accepting XRP?

Book a demo call with our sales team to see CoinGate’s payment solution in action.

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More common questions about XRP payment processing:

XRP is the native currency of an open-source, distributed ledger database called XRP Ledger, which runs a digital payment platform by the name RippleNet. Created by the company Ripple, today XRP is a fast, less costly and highly scalable alternative that is being developed to compete with both other digital assets and payment platforms like SWIFT.
At this moment, the main XRP Ledger use cases are payments, tokenization, DeFi, CBDCs, and stablecoins.
While XRP ledger is super beneficial for facilitating international money transfers without currency conversion, or sourcing liquidity for banks and money service businesses, it is also very well optimized for casual everyday payments as transactions are processed in seconds and cost close to nothing, making it a popular payment currency amongst crypto communities. Here’s even more reasons to accept XRP payments.
Businesses from +70 countries can use CoinGate services and accept XRP payments. See if your country is on the supported countries list.
Crypto payment gateways provide a complete infrastructure and tools for merchants to conveniently accept cryptocurrency payments, including XRP.
You can find plenty of merchants accepting XRP in the CoinGate merchant directory.
XRP transactions are publicly verifiable, transparent, and peer-to-peer, meaning they are entirely safe.
XRP payment method is viable for any business as long as it has an online presence, a product to sell, or a service to provide.
Different payment methods provide different approaches and benefits. Find out more about our various integration methods.
The laws surrounding cryptocurrencies vary country by country. Check with your local government.
You need to set up your payment gateway to start accepting XRP payments. Learn more.
No, banks do not usually accept XRP..