Accept Ripple (XRP) payments

Get paid in XRP or other cryptocurrencies with a flexible and multi-functional crypto payment processor for e-commerce websites. • Payouts to a bank account • Industry-leading refund system • 70+ cryptocurrencies to accept • Only 1% processing fee • Lots of tools to use: API, plugins, billing, PoS & more

Payment Plugins from CoinGate

We are Coingate

One of the best cryptocurrency payment gateways out there

Start accepting XRP with a powerful API, e-commerce plugins, email billing, and other solutions for collecting payments. Enjoy the benefits of converting funds to a local fiat currency.


Collect XRP, receive fiat

Adjust withdrawals to your liking


Convert XRP to fiat

XRP payments can be exchanged to EUR or GBP and sent to your bank account


Settle XRP to another crypto

If you want payouts in BTC or other coins when you get XRP, simply change your payout settings.


Keep XRP

When paid in XRP, you can request a withdrawal in XRP to your wallet.


From one-click setup to personalized solutions

CoinGate payment solutions are tailored for each and every type of business. Install a simple plugin within minutes, send bills manually, or use a programmable API for building custom-made integrations with our payment gateway – whatever suits your needs the best.



Test our payment tools in a safe environment.



See all the official plugins and extensions developed for popular e-commerce platforms.


Code libraries

Get familiar with CoinGate’s API and its vast capabilities.


Happy customers and partners

“"Aspects of CoinGate that we value: simple and functional dashboard, ease of currency conversion, wide coverage of crypto, great customer support."”

Laurynas Zabulis

Head of Finance, Surfshark


“CoinGate provides both a wide selection of cryptocurrencies and a seamless payment workflow that allows the user to complete transactions seamlessly. And all of this is delivered with a flawless user interface”

Gediminas Griska

Head of Payments, Hostinger


“With the help of CoinGate we have increased our conversion rates and attracted more customers who value privacy and prefer crypto payments.”

Vaidas Rutkauskas

CEO, Cherry servers

Cherry servers


How to accept XRP?

1. Create a business account at CoinGate 2. Pass the verification process 3. Select and enable a preferred payment integration method 4. Provide your XRP wallet or other payout (withdrawal) address 5. Collect XRP and other crypto payments automatically


Accept more than just XRP payments

Besides XRP, our payment solution also allows accepting other cryptocurrencies like Bitcoin, Ethereum, Litecoin, Cardano, and +70 other options.

VeChain (VET)
Internet Computer (ICP)
Binance Coin (BNB)
Polkadot (DOT)
Solana (SOL)
Wrapped Bitcoin (WBTC)
Chainlink (LINK)
Shiba Inu (SHIB)
Bitcoin (BTC)
Bitcoin Cash (BCH)
UniSwap (UNI)
Cardano (ADA)
Ethereum Classic (ETC)
Stellar (XLM)
Polygon (MATIC)

Want to learn more about accepting XRP?

Book a demo call with our sales team to see CoinGate’s payment solution in action.

    Here to help

    Frequently Asked Questions

    What is XRP?

    XRP is the native currency of an open-source, distributed ledger database called XRP Ledger, which runs a digital payment platform by the name RippleNet. Created by the company Ripple, today XRP is a fast, less costly and highly scalable alternative that is being developed to compete with both other digital assets and payment platforms like SWIFT.
    At this moment, the main XRP Ledger use cases are payments, tokenization, DeFi, CBDCs, and stablecoins.

    Why accept XRP for payments?

    While XRP ledger is super beneficial for facilitating international money transfers without currency conversion, or sourcing liquidity for banks and money service businesses, it is also very well optimized for casual everyday payments as transactions are processed in seconds and cost close to nothing, making it a popular payment currency amongst crypto communities. Here’s even more reasons to accept XRP payments.

    Can my company accept XRP payments?

    Businesses from +70 countries can use CoinGate services and accept XRP payments. See if your country is on the supported countries list.

    What exactly is a XRP payment gateway?

    Crypto payment gateways provide a complete infrastructure and tools for merchants to conveniently accept cryptocurrency payments, including XRP.

    What companies already accept XRP for payments?

    You can find plenty of merchants accepting XRP in the CoinGate merchant directory.

    How safe are payments made on the XRP network?

    XRP transactions are publicly verifiable, transparent, and peer-to-peer, meaning they are entirely safe.

    What business benefits most from XRP payments?

    XRP payment method is viable for any business as long as it has an online presence, a product to sell, or a service to provide.

    How to choose the best method of accepting XRP?

    Different payment methods provide different approaches and benefits. Find out more about our various integration methods.

    Is accepting XRP payments legal?

    The laws surrounding cryptocurrencies vary country by country. Check with your local government.

    How do I accept XRP payments?

    You need to set up your payment gateway to start accepting XRP payments. Learn more.

    Do banks accept XRP?

    No, banks do not usually accept XRP.

    Will Amazon accept XRP?

    Probably not, but you can buy an Amazon gift card with XRP instead.