New flow, lower fees

Buy Crypto in Austria

Purchase Bitcoin, Ethereum, and 130+ other cryptocurrencies in Austria using your credit card. We handle the complexity so you can focus on what to buy, not how to buy it.

How to buy crypto in Austria

Buying cryptocurrency from Austria takes a few minutes. Payments are processed by our payment partner, so you get a smooth checkout without leaving the site.

1

Choose your cryptocurrency

Pick from 130+ supported cryptocurrencies. Bitcoin and Ethereum are the most common starting points, but you can also buy stablecoins like USDT and USDC, or smaller-cap tokens like Solana and Chainlink.

2

Enter your wallet address

Provide the wallet address where you want to receive the crypto. Make sure the wallet supports the correct network for the asset you are buying.

3

Pay with your credit card

Complete your purchase using one of the payment methods available in Austria. The exchange rate and any fees are shown before you confirm, so there are no surprises.

4

Receive your crypto

After payment confirmation, the cryptocurrency is delivered directly to your wallet. Most purchases complete within minutes.

Payment methods available in Austria

The payment options available to you depend on your location and the payment partner processing your transaction. In Austria, the most common methods include:

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Credit and debit cards (Visa, Mastercard)

Visa and Mastercard are accepted. Enter your card details at checkout for an instant crypto purchase.

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SEPA bank transfers

SEPA bank transfers allow you to buy crypto from any European bank account. Transfers typically settle within one business day.

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Apple Pay and Google Pay

Apple Pay and Google Pay let you buy crypto using your linked card. Tap to authorize and complete the purchase in seconds.

All fees and exchange rates are displayed before the transaction is confirmed.

Is cryptocurrency legal in Austria?

Yes. Cryptocurrency is fully legal in Austria. The Austrian Financial Market Authority (FMA) is the competent authority for licensing and supervising Crypto-Asset Service Providers under the EU’s Markets in Crypto-Assets (MiCA) framework. The FMA publishes detailed guidance for CASP applicants, accepts documentation in English, and operates a regulatory sandbox that allows fintech startups to test crypto business models under supervisory guidance. Yes. Cryptocurrency is legal in the United States. The IRS classifies crypto as property, while the SEC and CFTC oversee securities and commodities aspects respectively. Exchanges must register with FinCEN as Money Services Businesses and comply with federal AML rules.

Do I need identity verification to buy crypto in Austria?

Yes. Identity verification is required before you can purchase cryptocurrency. The verification is handled by our payment partner and typically involves a government-issued photo ID and proof of address.

Verification exists to protect you and comply with anti-money laundering regulations. The process is handled by our payment partner and usually completed within minutes.

How is cryptocurrency taxed in Austria?

In Austria, all income from cryptocurrency holdings is classified as income from capital assets and taxed at a special rate of 27.5%. This applies to capital gains from selling or exchanging crypto, as well as current income such as staking or lending rewards. The tax applies when crypto is converted to EUR, to a foreign fiat currency, or used to pay for goods and services. This framework has been in effect since 1 March 2022 as part of the Eco-Social Tax Reform.

This is general guidance, not tax advice. Tax rules change, and your situation may differ. We recommend consulting a qualified tax professional in Austria before making decisions based on this information.

Cryptocurrency adoption in Austria

Austria is not ranked in the Chainalysis top 20 for global crypto adoption. According to the Austrian National Bank’s Household Finance and Consumption Survey, approximately 3.9% of Austrian households (about 161,000) hold crypto assets, with a median value of 3,000 EUR. Ownership is concentrated among younger, male, and higher-educated groups. About 80% of crypto-owning households hold Bitcoin and roughly 40% hold Ethereum. Most households entered the market between 2019 and 2021.

Have a question about buying crypto in Austria?

Frequently asked questions (FAQ)

Is cryptocurrency legal in Austria?

Yes. Cryptocurrency is fully legal in Austria. The FMA regulates crypto services under the EU’s MiCA framework.

What payment methods can I use in Austria?

You can pay with credit or debit cards (Visa, Mastercard), SEPA bank transfers, or Apple Pay and Google Pay. Exact availability depends on our payment partner and may vary.

Do I need to pay tax on crypto in Austria?

Yes. All crypto income, including capital gains, is taxed at a special rate of 27.5%, aligned with the taxation of securities since March 2022.

How long does it take to receive crypto after purchase?

Most purchases are completed within minutes after payment confirmation. The exact time depends on the payment method used and the blockchain network of the cryptocurrency you are buying.

What is the minimum amount I can buy?

The minimum purchase amount depends on the cryptocurrency, payment method, and your location. Exact minimums are shown at checkout before you confirm.

Do I need a wallet before buying crypto?

Yes. You need a cryptocurrency wallet that supports the asset and network you are purchasing. If you do not have one, you can set up a free wallet in minutes using apps like MetaMask, Trust Wallet, or Phantom, depending on the blockchain.