New flow, lower fees
Buy Crypto in Germany
Purchase Bitcoin, Ethereum, and 130+ other cryptocurrencies in Germany using your credit card. We handle the complexity so you can focus on what to buy, not how to buy it.
How to buy crypto in Germany
Buying cryptocurrency from Germany takes a few minutes. Payments are processed by our payment partner, so you get a smooth checkout without leaving the site.
Choose your cryptocurrency
Pick from 130+ supported cryptocurrencies. Bitcoin and Ethereum are the most common starting points, but you can also buy stablecoins like USDT and USDC, or smaller-cap tokens like Solana and Chainlink.
Enter your wallet address
Provide the wallet address where you want to receive the crypto. Make sure the wallet supports the correct network for the asset you are buying.
Pay with your credit card
Complete your purchase using one of the payment methods available in Germany. The exchange rate and any fees are shown before you confirm, so there are no surprises.
Receive your crypto
After payment confirmation, the cryptocurrency is delivered directly to your wallet. Most purchases complete within minutes.
Is cryptocurrency legal in Germany?
Yes. Cryptocurrency is fully legal in Germany. BaFin classifies crypto assets as financial instruments and regulates exchanges accordingly. As an EU member state, Germany operates under the MiCA (Markets in Crypto-Assets) framework. Yes. Cryptocurrency is legal in the United States. The IRS classifies crypto as property, while the SEC and CFTC oversee securities and commodities aspects respectively. Exchanges must register with FinCEN as Money Services Businesses and comply with federal AML rules.
Do I need identity verification to buy crypto in Germany?
Yes. Identity verification is required before you can purchase cryptocurrency. The verification is handled by our payment partner and typically involves a government-issued ID via video verification or eID.
Verification exists to protect you and comply with anti-money laundering regulations. The process is handled by our payment partner and usually completed within minutes.
How is cryptocurrency taxed in Germany?
In Germany, cryptocurrency held for more than one year is completely tax-free. Short-term gains are taxed as personal income at rates between 0% and 45%, with an annual exemption of €600 for private sale transactions.
This is general guidance, not tax advice. Tax rules change, and your situation may differ. We recommend consulting a qualified tax professional in Germany before making decisions based on this information.
Cryptocurrency adoption in Germany
Germany ranks in the top 25 globally for crypto adoption according to Chainalysis. Approximately 4.8 million people in the country own cryptocurrency, representing about 5.8% of the population. The tax-free holding period of one year encourages long-term investment strategies. This makes Germany one of the most crypto-friendly markets in the EU.
Have a question about buying crypto in Germany?
Frequently asked questions (FAQ)
Is cryptocurrency legal in Germany?
Yes. Cryptocurrency is fully legal in Germany. BaFin regulates crypto as financial instruments, and the EU MiCA framework applies.
What payment methods can I use in Germany?
You can pay with credit or debit cards (Visa, Mastercard), SEPA bank transfers, or Apple Pay and Google Pay. Exact availability depends on our payment partner and may vary.
Do I need to pay tax on crypto in Germany?
It depends on your holding period. Crypto held for more than one year is tax-free. Short-term gains are taxed as income at 0-45%, with a €600 annual exemption.
How long does it take to receive crypto after purchase?
Most purchases are completed within minutes after payment confirmation. The exact time depends on the payment method used and the blockchain network of the cryptocurrency you are buying.
What is the minimum amount I can buy?
The minimum purchase amount depends on the cryptocurrency, payment method, and your location. Exact minimums are shown at checkout before you confirm.
Do I need a wallet before buying crypto?
Yes. You need a cryptocurrency wallet that supports the asset and network you are purchasing. If you do not have one, you can set up a free wallet in minutes using apps like MetaMask, Trust Wallet, or Phantom, depending on the blockchain.