New flow, lower fees

Buy Crypto in Canada

Purchase Bitcoin, Ethereum, and 130+ other cryptocurrencies in Canada using your credit card. We handle the complexity so you can focus on what to buy, not how to buy it.

How to buy crypto in Canada

Buying cryptocurrency from Canada takes a few minutes. Payments are processed by our payment partner, so you get a smooth checkout without leaving the site.

1

Choose your cryptocurrency

Pick from 130+ supported cryptocurrencies. Bitcoin and Ethereum are the most common starting points, but you can also buy stablecoins like USDT and USDC, or smaller-cap tokens like Solana and Chainlink.

2

Enter your wallet address

Provide the wallet address where you want to receive the crypto. Make sure the wallet supports the correct network for the asset you are buying.

3

Pay with your credit card

Complete your purchase using one of the payment methods available in Canada. The exchange rate and any fees are shown before you confirm, so there are no surprises.

4

Receive your crypto

After payment confirmation, the cryptocurrency is delivered directly to your wallet. Most purchases complete within minutes.

Payment methods available in Canada

The payment options available to you depend on your location and the payment partner processing your transaction. In Canada, the most common methods include:

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Credit and debit cards (Visa, Mastercard)

Visa and Mastercard are accepted. Enter your card details at checkout for an instant crypto purchase.

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SEPA bank transfers

SEPA bank transfers are currently unavailable, but might be turned on in the near future. Always check avauilable payment methods before purchasing.

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Apple Pay and Google Pay

Apple Pay and Google Pay let you buy crypto using your linked card. Tap to authorize and complete the purchase in seconds.

All fees and exchange rates are displayed before the transaction is confirmed.

Is cryptocurrency legal in Canada?

Yes. Cryptocurrency is legal in Canada. The Canadian Securities Administrators (CSA) and provincial regulators oversee crypto trading platforms, while FINTRAC requires all exchanges to register as money services businesses and comply with AML rules. Canada was the first country to approve Bitcoin ETFs and is developing dedicated stablecoin legislation expected in 2026. Yes. Cryptocurrency is legal in the United States. The IRS classifies crypto as property, while the SEC and CFTC oversee securities and commodities aspects respectively. Exchanges must register with FinCEN as Money Services Businesses and comply with federal AML rules.

Do I need identity verification to buy crypto in Canada?

Yes. Identity verification is required before you can purchase cryptocurrency. The verification is handled by our payment partner and typically requires a government-issued photo ID such as a driver’s license or passport.

Verification exists to protect you and comply with anti-money laundering regulations. The process is handled by our payment partner and usually completed within minutes.

How is cryptocurrency taxed in Canada?

In Canada, only 50% of capital gains from cryptocurrency are taxable, and that portion is taxed at your marginal income tax rate (15% to 33% federal, plus provincial rates). Starting January 1, 2026, the inclusion rate increases to two-thirds for annual gains above $250,000. If crypto trading is your primary business activity, 100% of gains may be treated as taxable income.

This is general guidance, not tax advice. Tax rules change, and your situation may differ. We recommend consulting a qualified tax professional in Canada before making decisions based on this information.

Cryptocurrency adoption in Canada

Canada has approximately 5 million cryptocurrency owners, with about 10% of the population holding crypto according to the Bank of Canada. The country ranks #27 in the Chainalysis 2025 Global Adoption Index, down from #18 in 2024. Canada was the first country to approve Bitcoin ETFs and continues to build one of the most structured regulatory frameworks in North America. Investment is the primary use case, with Bitcoin remaining the dominant holding among Canadian crypto owners.

Have a question about buying crypto in Canada?

Frequently asked questions (FAQ)

Is cryptocurrency legal in Canada?

Yes. Cryptocurrency is legal in Canada. Exchanges must register with FINTRAC and comply with provincial securities regulations.

What payment methods can I use in Canada?

You can pay with credit or debit cards (Visa, Mastercard) or Apple Pay and Google Pay. Exact availability depends on our payment partner and may vary.

Do I need to pay tax on crypto in Canada?

Yes. In Canada, 50% of your crypto capital gains are taxable at your marginal income tax rate. Starting 2026, gains above $250,000 per year have a higher inclusion rate of two-thirds.

How long does it take to receive crypto after purchase?

Most purchases are completed within minutes after payment confirmation. The exact time depends on the payment method used and the blockchain network of the cryptocurrency you are buying.

What is the minimum amount I can buy?

The minimum purchase amount depends on the cryptocurrency, payment method, and your location. Exact minimums are shown at checkout before you confirm.

Do I need a wallet before buying crypto?

Yes. You need a cryptocurrency wallet that supports the asset and network you are purchasing. If you do not have one, you can set up a free wallet in minutes using apps like MetaMask, Trust Wallet, or Phantom, depending on the blockchain.