Glossary · payments and processing

What is a payment link?

A payment link is a URL that opens a checkout for a specific amount. You send it to someone, they open it and pay. No integration, no website, and nothing for the payer to install.

What is a payment link?

Where a link beats an integration

u003cpu003eA payment link is the right tool when there is no checkout to integrate with. Invoicing a client, taking a deposit, selling one item, collecting a donation, charging for something agreed over email.u003c/pu003eu003cpu003eIt is the wrong tool for a catalogue. A shop with stock, variants and a basket needs the payment inside the flow, which is what a plugin or the API is for.u003c/pu003eu003cpu003eWorth separating two things that share the name. A payment link collects money u003cbu003efromu003c/bu003e someone. A payout link sends money u003cbu003etou003c/bu003e someone whose wallet address you do not have. Same word, opposite direction.u003c/pu003e

What to check before you rely on one

Three things that decide whether a link is enough.

timer

Links expire

A checkout holds a rate for a fixed window. A link you sent last week is not a price you still owe.

list

The record is the same

A link payment produces the same order record as an integrated one, so it reconciles the same way.

person

No account needed at either end

The payer does not sign up. That is most of why links convert well for one-off charges.

Related terms

link

Payout links

Paying someone by email with no wallet address.

pending_actions

Order status

What a link payment produces, same as any order.

check_circle

Settlement

Where the money goes once they pay.

u003cbu003eWhere this happens in practice.u003c/bu003e Buttons and links are on u003ca href=u0022/buttonsu0022u003epayment buttonsu003c/au003e. Sending money out with a link is u003ca href=u0022/crypto-payoutsu0022u003epayout linksu003c/au003e, which is the opposite direction.

Frequently asked questions

Is a payment link the same as a payout link?

u003cpu003eNo, and the confusion is common. A payment link collects money from someone. A u003ca href=u0022/crypto-payoutsu0022u003epayout linku003c/au003e sends money to someone. Opposite directions.u003c/pu003e

Do I need a website?

u003cpu003eNo. That is the main reason to use one.u003c/pu003e

Can I reuse the same link?

u003cpu003eA button can take repeated payments. A link created for a specific amount and order is single-purpose by design, because otherwise the record would be ambiguous.u003c/pu003e

Is this a good SEO target for us?

u003cpu003eHonestly, no. The generic term is 2,300 US searches a month and belongs to Stripe and Wise. This entry exists to define the term and separate it from payout links, not to compete for it.u003c/pu003e