New flow, lower fees

Buy Dai with a credit or debit card

Purchase Dai (DAI) with Visa, Mastercard, or other payment methods available in your region. The crypto goes straight to your wallet.

How to Buy Dai with a Credit Card

How to buy Dai with a credit card. Buying Dai through CoinGate only takes a few steps.

Choose Dai

Select Dai (DAI) from the list of supported cryptocurrencies and enter the amount you want to purchase.

Enter your wallet address

Provide the wallet address where your Dai should be delivered. Make sure the wallet supports the Ethereum network to avoid any issues.

Complete payment

Pay with a Visa or Mastercard credit or debit card, or another method available in your region. The exchange rate and all fees are displayed before you confirm, so there are no surprises.

Receive your Dai

After payment confirmation, Dai is sent directly to your wallet. Most purchases complete within minutes.

Why do people buy Dai?

Cryptocurrency investors and users purchase Dai for different reasons depending on the ecosystem around the project.

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Blockchain utility

Dai powers transactions and operations within the Ethereum ecosystem.

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Trading liquidity

Dai is widely listed on cryptocurrency exchanges and frequently traded against other digital assets.

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Ecosystem adoption

The Dai network supports a growing ecosystem of applications and services.

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Portfolio diversification

Some investors choose to include Dai as part of a broader digital asset portfolio.

What is Dai?

Dai is a cryptocurrency built on the Ethereum blockchain. It was created for decentralized stablecoin maintained by MakerDAO, overcollateralized and not controlled by any central issuer

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The network allows you to:

maintain a stable $1 peg through overcollateralized crypto vaults without relying on a central reserve, earn the Dai Savings Rate by depositing DAI into the MakerDAO savings contract, use as a censorship-resistant stablecoin in DeFi lending, borrowing, and trading

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These capabilities exist because traditional systems struggle with:

Centralized stablecoins like USDT and USDC can freeze user funds at the issuer’s discretion, Holding volatile crypto assets during market downturns without a stable store of value, Dependence on traditional banking infrastructure for dollar-pegged digital assets

Dai is now trading at

€0.856010

↑ +0.21% • Last 24h

Crypto prices move quickly. The final exchange rate is confirmed at checkout.

Market cap

€3.80B

↑ +0.21%

Volume

€14.05M

↑ +0.21% • Last 24h

Circulating supply

4.44B DAI

Where to Store Dai

Before purchasing Dai, you need a cryptocurrency wallet that supports the asset and its blockchain network. Common wallet options include:

smartphone

Mobile wallets

Apps that allow you to manage crypto from your phone.

laptop

Desktop wallets

Software installed on your computer.

usb

Hardware wallets

Physical devices designed to securely store private keys offline.

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Exchange wallets

Custodial wallets provided by trading platforms.

Always verify that your wallet supports Dai and the correct network before making a purchase.

Dai Network details

Understanding how the Dai network works can help you choose the right wallet and transaction settings when buying or transferring the asset.

Feature	Description
Blockchain	Ethereum (also available on Polygon, Arbitrum, Optimism)
Token type	ERC-20
Consensus mechanism	Proof of Stake
Typical transaction speed	~12 seconds on Ethereum
Typical network fees	$0.50-$5.00 on Ethereum, less than $0.01 on L2s

This information helps you choose the right wallet and understand what to expect when your transaction is processing.

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Have a question about buying Dai?

Frequently asked questions (FAQ)

How can I buy Dai with a credit card?

Choose Dai, enter your wallet address, and complete the purchase using a Visa or Mastercard card.

How long does it take to receive Dai?

Most transactions are completed within minutes after payment confirmation, depending on blockchain network congestion.

Do I need identity verification to buy Dai?

Identity verification may be required depending on regulatory requirements and purchase amount.

Is Dai safe to buy online?

Buying cryptocurrency through regulated providers adds security checks such as payment verification and fraud monitoring.

What wallets support Dai?

Any wallet that supports the Dai network can receive the cryptocurrency.

Are there any fees or limits?

The cost of your purchase includes the current exchange rate plus a processing fee charged by the payment provider. Both are displayed on the checkout screen before you confirm. Available payment methods, exact fees, and minimum purchase amounts depend on your location and the provider processing your transaction. Card payments (Visa, Mastercard) are supported in most regions.