New flow, lower fees

Buy Stellar with a credit or debit card

Purchase Stellar (XLM) with Visa, Mastercard, or other payment methods available in your region. The crypto goes straight to your wallet.

How to Buy Stellar with a Credit Card

How to buy Stellar with a credit card. Buying Stellar through CoinGate only takes a few steps.

Choose Stellar

Select Stellar (XLM) from the list of supported cryptocurrencies and enter the amount you want to purchase.

Enter your wallet address

Provide the wallet address where your Stellar should be delivered. Make sure the wallet supports the Stellar network to avoid any issues.

Complete payment

Pay with a Visa or Mastercard credit or debit card, or another method available in your region. The exchange rate and all fees are displayed before you confirm, so there are no surprises.

Receive your Stellar

After payment confirmation, Stellar is sent directly to your wallet. Most purchases complete within minutes.

Why do people buy Stellar?

Cryptocurrency investors and users purchase Stellar for different reasons depending on the ecosystem around the project.

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Blockchain utility

Stellar powers transactions and operations within the Stellar ecosystem.

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Trading liquidity

Stellar is widely listed on cryptocurrency exchanges and frequently traded against other digital assets.

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Ecosystem adoption

The Stellar network supports a growing ecosystem of applications and services.

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Portfolio diversification

Some investors choose to include Stellar as part of a broader digital asset portfolio.

What is Stellar?

Stellar is a cryptocurrency built on the Stellar blockchain. It was created for fast, low-cost cross-border payments and asset tokenization

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The network allows you to:

send cross-border payments that settle in seconds, issue and trade tokenized real-world assets on the network, connect financial institutions through the Stellar anchor network

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These capabilities exist because traditional systems struggle with:

Slow and expensive international money transfers, Lack of financial infrastructure for the unbanked in developing economies, Difficulty tokenizing and trading traditional assets on-chain

Stellar is now trading at

€0.150351

↓ 0.34% • Last 24h

Crypto prices move quickly. The final exchange rate is confirmed at checkout.

Market cap

€5.00B

↓ 0.34%

Volume

€97.42M

↓ 0.34% • Last 24h

Circulating supply

33.28B XLM

Where to Store Stellar

Before purchasing Stellar, you need a cryptocurrency wallet that supports the asset and its blockchain network. Common wallet options include:

smartphone

Mobile wallets

Apps that allow you to manage crypto from your phone.

laptop

Desktop wallets

Software installed on your computer.

usb

Hardware wallets

Physical devices designed to securely store private keys offline.

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Exchange wallets

Custodial wallets provided by trading platforms.

Always verify that your wallet supports Stellar and the correct network before making a purchase.

Stellar Network details

Understanding how the Stellar network works can help you choose the right wallet and transaction settings when buying or transferring the asset.

Feature	Description
Blockchain	Stellar
Token type	Native coin
Consensus mechanism	Stellar Consensus Protocol (SCP , Federated Byzantine Agreement)
Typical transaction speed	3–5 seconds
Typical network fees	<$0.01

This information helps you choose the right wallet and understand what to expect when your transaction is processing.

Looking beyond Stellar?

Explore more cryptocurrencies

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Have a question about buying Stellar?

Frequently asked questions (FAQ)

How can I buy Stellar with a credit card?

Choose Stellar, enter your wallet address, and complete the purchase using a Visa or Mastercard card.

How long does it take to receive Stellar?

Most transactions are completed within minutes after payment confirmation, depending on blockchain network congestion.

Do I need identity verification to buy Stellar?

Identity verification may be required depending on regulatory requirements and purchase amount.

Is Stellar safe to buy online?

Buying cryptocurrency through regulated providers adds security checks such as payment verification and fraud monitoring.

What wallets support Stellar?

Any wallet that supports the Stellar network can receive the cryptocurrency.

Are there any fees or limits?

The cost of your purchase includes the current exchange rate plus a processing fee charged by the payment provider. Both are displayed on the checkout screen before you confirm. Available payment methods, exact fees, and minimum purchase amounts depend on your location and the provider processing your transaction. Card payments (Visa, Mastercard) are supported in most regions.