A New Standard for Crypto Payments in Europe: CoinGate Obtains MiCA License 

Running an international business with crypto payments has always meant speed and flexibility, but also regulatory uncertainty. That’s changing.

CoinGate is now licensed under MiCA, the European Union’s new crypto regulation framework. For our merchants, this unlocks a new level of legal clarity, security, and long-term stability when using crypto for payments and payouts across Europe.

It’s a direct upgrade to how safely and confidently your business can operate with crypto.

What Is MiCA, In Simple Terms

MiCA, short for Markets in Crypto-Assets, is the European Union’s first comprehensive regulatory framework for crypto-asset service providers. It was confirmed in 2023 and officially came into force in 2025 with one clear goal: to bring consumer protection, transparency, and legal certainty to the crypto market across all EU member states.

For businesses, this means crypto payments are moving out of a legal grey area and into a structured, regulated financial environment. 

While tighter regulation increases operational requirements and raises the entry barrier for new players, it also strengthens the overall credibility and reliability of the industry.

What Customers Can Expect From Us

Using a MiCA-licensed provider means your crypto payments now operate under a single, unified European regulatory framework. For your business, that translates into clearer rules, fewer cross-border compliance uncertainties, and smoother international expansion across the EU.

Security expectations are also fundamentally higher. MiCA enforces financial institution-level standards for safeguarding customer funds, internal controls, and operational transparency. This strengthens the infrastructure behind every transaction you process and reduces operational risks that often stay invisible until something goes wrong.

For international businesses, one of the most meaningful changes is reduced regulatory risk. Working with a licensed provider lowers exposure to sudden policy shifts, fragmented national requirements, and legal uncertainty around crypto payments in different markets.

Just as importantly, regulated infrastructure increases trust. Customers, partners, and financial institutions are far more confident working with businesses that rely on licensed payment providers. That confidence directly impacts conversion rates, brand credibility, and long-term growth.

Built for Global Business, Not Just Compliance

CoinGate has been building crypto payment infrastructure since 2014. Today, businesses use our platform to accept crypto payments across multiple blockchain networks, automate settlements, send crypto payouts worldwide, and manage cross-asset FX conversions for international disbursements.

MiCA licensing allows us to scale this infrastructure faster, more securely, and across the entire European Union under a single regulatory framework. For our customers, this means fewer barriers to growth, stronger long-term reliability, and a payments setup built not just to meet today’s standards — but to support global operations for years ahead.

If you’re joining CoinGate today, you’re joining a fully regulated European crypto payments platform built for long-term operation.

You gain access to infrastructure designed to support EU-wide expansion under one regulatory roof, with strong security foundations and compliance built directly into the payment flow. For growing businesses, this means fewer legal unknowns, less operational friction, and a clearer path to scaling internationally with crypto.

In simple terms, you get the speed and global reach of crypto, paired with the stability expected from modern regulated finance.

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