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MiCA-licensed in the EU

Accept EURC payments, an euro stablecoin built for business

Take EURC from customers, settle in the currency you choose, and keep euro-denominated records clean. EURC is now live on CoinGate.

  • Accept EURC payments and settle into EUR, crypto, or other stablecoins

  • Send EURC payouts and issue EURC refunds from one balance

  • Run deposits and conversions inside a MiCA-licensed account

Start now Pricing
Accept EURC payments, an euro stablecoin built for business

A euro stablecoin that behaves like the currency you report in

Most stablecoins are pegged to the dollar, which leaves euro businesses carrying a currency gap on every transaction. EURC is pegged to the euro and redeemable 1:1, so the value you accept matches the value you record.

It is issued by Circle under MiCA’s e-money token rules and backed 1:1 by euro cash and short-duration reserves held at European banks.

One asset across the workflows your business already runs

Accept it, send it, refund it, fund with it, and convert it without switching tools.

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Payments

Accept EURC payments at checkout or by invoice, then settle into EUR, crypto, or another stablecoin. Time-locked pricing holds the rate during payment.

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Payouts

Send EURC payouts to partners, contractors, and suppliers from your balance. Pay euro amounts in a euro-pegged asset and skip the conversion math.

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Refunds

Issue EURC refunds against completed payments. Customers get back the same euro value they paid, and your records stay consistent on both sides.

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Deposits

Fund your CoinGate balance with EURC to keep euro liquidity ready for payouts, conversions, and day-to-day operations. Deposits run on Ethereum.

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Conversion

Convert EURC into EUR, crypto, or other stablecoins inside your account when cash flow, treasury, or a counterparty needs a different currency.

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All in one account

Every EURC workflow lives in the same MiCA-licensed CoinGate account, with structured records you can export for accounting.

Built for controlled euro operations

CoinGate is one of the first MiCA-licensed crypto payment providers in the EU. EURC fits that standard. It is issued by Circle under MiCA’s e-money token regime and backed by reserves held at regulated European banks.

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MiCA-licensed gateway

Operate with a payment provider licensed under EU rules.

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Regulated issuance

EURC is issued under MiCA’s e-money token regime by Circle.

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Exportable records

Structured data for every payment, payout, refund, and conversion.

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Role-based access

Keep payment, treasury, and reporting workflows separated.

Accepted by merchants
Settlements
Crypto Payouts & Withdrawals
Deposits
BTC
Bitcoin
Networks:
Bitcoin Lightning
LTC
Litecoin
Networks:
Litecoin
ETH
Ethereum
Networks:
Ethereum Binance Smart Chain Arbitrum Base Optimism
BCH
Bitcoin Cash
Networks:
Bitcoin Cash
XRP
XRP
Networks:
XRP
TRX
TRON
Networks:
Tron
DOGE
Dogecoin
Networks:
Dogecoin
BNB
Binance Coin
Networks:
Ethereum Binance Smart Chain
POL
Polygon
Networks:
Ethereum Polygon
USDC
USDC
Networks:
Ethereum Binance Smart Chain Solana Polygon Arbitrum Base Optimism
SOL
Solana
Networks:
Solana
EURC
EURC
Networks:
Ethereum

From first EURC payment to clean records in four steps

1

Create your account

Complete verification and open your CoinGate business account.

2

Accept and move EURC

Take payments, send payouts, issue refunds, accept deposits, and convert.

3

Settle and export

Settle into the currency you choose and export records for accounting.

Available networks and currencies

Explore the full list of crypto assets and blockchain networks you can use for payments with CoinGate.

Accepted by merchants
Settlements
Crypto Payouts & Withdrawals
Deposits
BTC
Bitcoin
Networks:
Bitcoin Lightning
LTC
Litecoin
Networks:
Litecoin
ETH
Ethereum
Networks:
Ethereum Binance Smart Chain Arbitrum Base Optimism
BCH
Bitcoin Cash
Networks:
Bitcoin Cash
XRP
XRP
Networks:
XRP
TRX
TRON
Networks:
Tron
DOGE
Dogecoin
Networks:
Dogecoin
BNB
Binance Coin
Networks:
Ethereum Binance Smart Chain
POL
Polygon
Networks:
Ethereum Polygon
USDC
USDC
Networks:
Ethereum Binance Smart Chain Solana Polygon Arbitrum Base Optimism
SOL
Solana
Networks:
Solana
EURC
EURC
Networks:
Ethereum

Have a question about EURC?

Frequently asked questions (FAQ)

What is EURC?

EURC is a euro stablecoin issued by Circle. It is pegged to the euro, redeemable 1:1, and issued under MiCA’s e-money token rules with reserves held at European banks.

Which network does EURC use on CoinGate?

Payments, payouts, refunds, deposits, and conversion. You can accept EURC, send it, refund it, fund your balance with it, and convert it into other assets.

Can I settle EURC payments in euros?

Yes. You can settle incoming EURC payments into EUR, crypto, or another stablecoin, depending on what works best for your business.

How is EURC different from USDC or other stablecoins?

EURC is pegged to the euro rather than the dollar. For euro businesses, that removes the currency gap that comes with dollar-pegged stablecoins.

Is EURC compliant with EU regulation?

EURC is issued under MiCA’s e-money token regime. CoinGate is a MiCA-licensed payment provider.