Who Accepts XRP as Payment? Companies that Take XRP Payments in 2025

More consumers are discovering how easy, fast, and cost-effective it is to pay with XRP, especially for online privacy tools, web hosting, digital goods, and even flights.

Thanks to its fast settlement times and near-zero fees, XRP is quickly becoming a go-to crypto payment option.

At CoinGate, we recognized this early and started offering XRP as a payment option back in 2019. Today, thousands of businesses around the world accept XRP using CoinGate’s crypto payment gateway.

In this guide, we’ll show you exactly who accepts XRP payments, what you can buy with it, and how you can use XRP to shop smarter in 2025.

Key Takeaways

• XRP is fast and has low fees. Transactions settle in seconds with minimal fees, making it one of the most efficient ways to pay online.
• Real businesses accept XRP. From VPNs and proxies to flights and gift cards, more companies are now set up to take XRP payments.
• It’s still early. While adoption is growing, many businesses haven’t caught on yet, giving early adopters an edge in privacy, speed, and global reach.

This guide shows you what companies accept XRP as payment and how to start using it today.

Who Accepts XRP as Payment? Quick Answer

XRP is accepted by a growing number of businesses, especially in industries like VPN services, proxies, hosting, flights, and even digital gift cards.

Whether you’re protecting your privacy online, setting up a website, or booking a plane ticket, you can now pay with XRP through companies that use CoinGate’s crypto payment gateway.

So if you’re wondering what you can buy with XRP, the short answer is: quite a lot.

What Can You Buy with XRP?

XRP isn’t just for trading, it’s a real payment method used by real companies. You can spend XRP on everything from online privacy tools and web hosting to remote desktops, flights, and even gift cards.

In the sections below, we’ll show you which companies accept XRP as payment, what kind of services they offer, and how to use your XRP to shop smarter.

1. Buy a VPN with XRP

Secure your online activity with leading VPN providers that accept XRP as payment.

These services help protect your data, mask your IP, and keep your browsing private—now with the added convenience of crypto payments.

• NordVPN: One of the most trusted names in online privacy. NordVPN offers military-grade encryption and thousands of global servers. You can now pay with XRP for all subscription plans.
• Surfshark: Affordable, fast, and packed with features. Surfshark is a great pick for anyone looking to stay private online—and yes, they take XRP too.
• CactusVPN: A user-friendly option with strong privacy tools. CactusVPN is a solid choice for those who want a no-fuss experience and secure payments via XRP.

Looking for more? Here’s more VPNs that accept crypto.

Need help setting one up? Check out how to set up a VPN on any device.

2. Buy Proxies with XRP

Need anonymity, scraping tools, or ad verification? These proxy providers let you pay with XRP, offering flexible and secure options for digital professionals and privacy-focused users.

• Froxy: Offers reliable residential and mobile proxies perfect for web scraping, SEO tools, and market research—now payable with XRP.
• ProxyCheap: A cost-effective solution for digital marketing, ProxyCheap provides global proxy access and accepts XRP.
• IPRoyal: Known for ethical proxies and reliable performance. You can now pay for premium proxy access using XRP.
• ProxyScrape: Offers quick, reliable access to proxies for secure browsing and data collection, with XRP as a payment option.
• Ghostealth: Delivers unlimited bandwidth and 50,000+ rotating datacenter proxies across multiple global regions. Supports high-volume tasks and XRP payments.
• Geonode: A full-featured proxy service offering residential, premium, and datacenter proxies in 140+ countries—with dual authentication and SOCKS5 support. XRP payments accepted.

Want more? Explore the top proxy providers for crypto users.

Not sure how to set one up? Here’s a guide on how to set up proxy servers.

3. Buy Hosting & VPS with XRP

Launching a website or managing online projects? These hosting providers accept XRP, giving you flexible options to pay with crypto for VPS, dedicated servers, and cloud hosting.

• Cherry Servers: Custom infrastructure solutions for developers and enterprises. You can purchase dedicated servers and cloud resources with XRP.
• HostSailor: Offers versatile VPS and dedicated hosting with XRP as a payment method. Great for personal sites, apps, or eCommerce.
• Hostinger: Known for its budget-friendly hosting plans. Enjoy up to 63% off when you pay for shared or cloud hosting with XRP.
• HostStage: Delivers reliable, affordable hosting with full XRP support across VPS and dedicated services.
• XetHost: A solid pick for VPS hosting with great uptime and security—XRP payments accepted.

Do you want more crypto-friendly options? Check out more hosting providers that accept crypto.

4. Purchase Remote Desktop Protocol (RDP) Services with XRP

Whether you’re managing servers remotely or working from anywhere, these RDP providers let you pay with XRP, giving you fast access to secure virtual desktops.

• EuRDP: High-performance VPS and VDS hosting with global locations. Servers deploy in under 60 seconds, and you can pay entirely with XRP.
• GPURDP: Designed for power users who need stable, GPU-powered remote desktops. XRP is accepted for all services.
• HomeRDP: Offers reliable and fast RDP solutions with XRP payment support—ideal for freelancers, businesses, or remote teams.

If you would like to learn more, here is a review of the best crypto-friendly RDP service providers.

Not sure how to choose the right RDP service? Learn more about RDP first.

5. Purchase Plane Tickets with XRP

Yes, you can book your next trip using XRP. Whether it’s for business or a vacation, some travel platforms now accept XRP for flights.

• Alternative Airlines: Search and book flights from over 600 global airlines. Pay with XRP and fly anywhere in the world, all through a single platform.

Want to travel with crypto? Alternative Airlines makes it simple to use XRP and other cryptocurrencies at checkout.

6. Buy Private Phone Numbers with XRP

Need a second number for business or private chats? You can now get one using XRP.

• MoreMins: A quick and easy way to buy private phone numbers for calls or SMS. Great for keeping your personal number off the radar, and yes—they take XRP.

7. Purchase Gift Cards with XRP

Not sure where to spend your XRP? Turn it into gift cards for top brands and use them just like cash.

CoinGate Gift Card Store is full of digital gift cards from big names like Amazon, Airbnb, Nike, and more. Whether it’s shopping, travel, or gaming, you can buy what you want with XRP.

Buy gift cards with crypto and enjoy fast delivery, zero hassle, and no need to convert your crypto.

Why Companies Accept XRP Payments

Businesses are starting to accept XRP because it just works—fast, cheap, and global.

For example, VPNs, web hosts, and proxy services often serve privacy-focused users who value speed and anonymity.

XRP helps them deliver on that. Its near-instant payments and tiny fees are a win for both merchants and customers.

Travel platforms like Alternative Airlines accept XRP to serve international customers looking for an easy, borderless way to pay.

And services like MoreMins and gift card stores accept it for the same reasons: it’s fast, cost-effective, global, and convenient.

As more companies see these benefits, the list of businesses accepting XRP continues to grow. Check out our merchant directory to find an extensive list of XRP-friendly merchants.

What Industry Uses XRP the Most?

The financial services industry is by far the biggest user of XRP. Banks and payment providers use it to move money across borders faster and cheaper than traditional systems.

Big names like Santander, Canadian Imperial Bank of Commerce, and Kotak Mahindra Bank are part of Ripple’s global network.

They use XRP to speed up international transfers, cut down on fees, and make transactions more transparent.

If banks are using XRP to move millions efficiently, there’s no reason individuals and small businesses can’t do the same.

The Continuing Rise of XRP

The growing number of businesses now accepting XRP highlights its potential as a mainstream payment method.

With fast, secure, and affordable transactions across various industries, XRP is becoming a preferred choice for businesses and consumers alike.

As Ripple continues to develop and expand, its presence in the digital payments landscape is set to increase, offering a reliable alternative to traditional payment methods.

Want to accept XRP in your business? Consider creating a CoinGate account.

FAQ

What is the difference between XRP and Ripple?

XRP is a cryptocurrency. Ripple is the company behind it. Ripple created the XRP Ledger and uses XRP to help banks and payment providers move money quickly and cheaply across borders. So, while Ripple builds the tech, XRP is the actual currency used to send value.

Why should I use XRP for payments instead of other cryptocurrencies?

XRP is fast, has low fees, and widely accepted. Transactions settle in seconds, and fees are a fraction of a cent. If you’re shopping online or running a business, XRP offers a better experience. That’s why more companies are using XRP for payments across various industries—from hosting and VPNs to travel and digital goods.

Where can I get XRP?

You can easily buy XRP through CoinGate. Once you have it, you can use it to shop at companies that accept XRP, including VPN providers, hosting platforms, proxy sellers, and more.

Is using XRP for payments safe and reliable?

Yes. The XRP Ledger is built for speed, stability, and security. It’s trusted by banks and financial institutions, and increasingly by retailers and service providers. If you’re wondering where XRP is accepted, you’ll find it in industries that value fast, reliable payments.

What’s the advantage of using XRP for international payments?

Traditional cross-border payments can take days and cost a lot in fees. With XRP, transactions are almost instant and far cheaper. That’s why banks and financial networks use it—and why you can too when buying from companies that use XRP. It’s especially useful when shopping internationally or paying across currencies.